We are excited to launch a new Junior Visa Credit Card to help high school aged students build a strong credit score and positive credit history. It can sometimes be hard to get a lender to give young adults a credit card for the first time. We want to help our members in this situation, and our Junior Visa Credit Card has a lot of benefits to help build a positive credit history.

A credit approved parent or guardian over the age of 21 is required to be on the account as a guarantor. The card will be in the students name, which will allow them to start building their own credit history. The card has a generous limit of $500 for a first time credit cardholder. This limit is enough to help pay for regular expenses, but not so much that a cardholder can significantly overspend and find themselves struggling to pay the balance back. We also offer a generous rate of 12.84% APR*, which is a great rate for any credit card. Most companies will increase the rate on a product for first time credit users, but we are offering the same low rate we offer to our Visa Classic Credit Cardholders, which is our most popular credit card. Once the cardholder sees their credit score begin to increase, they can then apply for one of our other credit cards that offer higher limits.

If you know a student looking to start building their credit history, this is the perfect product. If you have questions or would like to apply contact us at 248-624-5222.

*APR = Annual Percentage Rate. Terms and conditions may apply.