Over the past few years, we’ve noticed a lot of local institutions increasing their credit card rates significantly. In addition, credit cards issued by retail stores have become so costly that consumers often can’t even pay the balance back. We might be a small credit union, but we are still offering products that work for our members. If you carry a credit card balance somewhere else, we have an offer that could help save you some money.
From January 1 through March 31, we will be running a credit card balance transfer promotion. All new purchases and balance transfers will receive a special rate until the balance of those transactions are paid in full.*
PROMO OFFER
Gold Cards
Standard Rate : 9.50% APR
Promo rate : 8.50% APR* for all Balance Transfers
Classic Cards
Standard Rate : 12.84% APR
Promo Rate : 11.84% APR* for all Balance Transfers
REPAYMENT EXAMPLES
Gold Card Balance Transfer Savings Example
$5,000 Balance Transfer to WLSFCU
8.50% APR* at WLSFCU
36 month repayment plan
Total interest paid = $681.81
Pricing Example from Another Institution
$5,000 balance on cards from other companies
20.00% APR** on other cards
36 month repayment plan
Total Interest Paid = $1,688.63
Using this example, a member would save $1,006.82 to transfer the balance to WLSFCU. A lot of credit cards are issued by companies with rates even higher than we used in this example. Store credit cards sometimes exceed 30% APR.* Check your credit card statements to find out your rate and let us help try to save you some money.
*APR=Annual Percentage Rate. Must be a member for at least three months to qualify. Other terms and conditions may apply. Promotion period is from January 1, 2025 through March 31, 2025. All purchases and balance transfers during this timeframe will receive the advertised promotional rate until the balance of those transactions are paid in full. **APR = Annual Percentage Rate. 20.00% APR rate cited is for example purposes only.
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